Loch Lomond, VA
Loch Lomond, VA's wildfire risk, in USFS's own numbers
Loch Lomond's 1,278 buildings earn a 13th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Loch Lomond at the 13th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Loch Lomond's building exposure, zone by zone
Only 26.1% of Loch Lomond's 1,278 buildings carry Direct exposure and 0% carry Indirect; the remaining 73.9% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Loch Lomond ranks
There's little gap between Loch Lomond's 13th national percentile and its 4th percentile inside Virginia, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Loch Lomond ranks 27,499 for wildfire risk (1 is highest) and 10,210 by building count (1 is largest). Within Virginia alone, it ranks 655 of 681 places by risk. See the full county-by-county picture for Virginia on its state page.
Loch Lomond and the insurance market
At the 13th national percentile, Loch Lomond rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 73.9% of buildings rated Minimal exposure, Loch Lomond gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Loch Lomond's figures come from
Every one of the two percentiles behind Loch Lomond's 27,499-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Loch Lomond's dominant minimal exposure actually means, with real examples from across the dataset.