Lobo Canyon, NM
Lobo Canyon, NM's wildfire risk, in USFS's own numbers
USFS scores Lobo Canyon at the 91st national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 164 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lobo Canyon at the 85th national percentile — 6 points below its risk-to-structures score, a gap driven by how much is actually built there.
Lobo Canyon's building exposure, zone by zone
100% of Lobo Canyon's 164 buildings sit in USFS's Direct exposure zone, roughly 164 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Lobo Canyon ranks
Lobo Canyon scores 91st nationally and 76th within New Mexico — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Lobo Canyon ranks 2,959 for wildfire risk (1 is highest) and 26,259 by building count (1 is largest). Within New Mexico alone, it ranks 118 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
What this risk score means for insurance
At the 91st percentile nationally, Lobo Canyon carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Lobo Canyon
Lobo Canyon's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Lobo Canyon's 2,959-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Lobo Canyon, see the exposure-zones guide.