Lobeco, SC
Lobeco wildfire risk explained
USFS scores Lobeco at the 83rd national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 213 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lobeco at the 80th percentile, close to its 83rd-percentile risk score.
What "at risk" means for the buildings here
Of Lobeco's 213 counted buildings, 100% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Lobeco ranks
Lobeco's risk sits at a similar level relative to South Carolina (91st percentile statewide) as it does nationally (83rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Lobeco ranks 5,369 for wildfire risk (1 is highest) and 24,381 by building count (1 is largest). Within South Carolina alone, it ranks 46 of 474 places by risk. See the full county-by-county picture for South Carolina on its state page.
Shopping for coverage in Lobeco
At the 83rd percentile nationally, Lobeco carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Lobeco
Because Direct exposure dominates in Lobeco (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Lobeco's figures come from
Every one of the two percentiles behind Lobeco's 5,369-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Lobeco's dominant direct exposure actually means, with real examples from across the dataset.