Loa, UT
Loa wildfire risk explained
USFS's Wildfire Risk to Communities model puts Loa at the 49th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 441 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Loa at the 44th percentile, close to its 49th-percentile risk score.
Loa's building exposure, zone by zone
Indirect exposure is dominant in Loa (78.7% of 441 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 20.4% sit in the Direct zone.
Loa against the rest of the country
Inside Utah, Loa sits at just the 9th percentile even though it scores 49th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Loa ranks 16,185 for wildfire risk (1 is highest) and 18,446 by building count (1 is largest). Within Utah alone, it ranks 299 of 326 places by risk. See the full county-by-county picture for Utah on its state page.
Loa and the insurance market
At the 49th national percentile, Loa rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Because 78.7% of Loa's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 441 counted buildings into the percentiles shown above for Loa. For more on what indirect exposure implies beyond Loa, see the exposure-zones guide.