Lloydsville, OH
Lloydsville, OH's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Lloydsville lands at the 39th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 236 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lloydsville at the 41st percentile, close to its 39th-percentile risk score.
What "at risk" means for the buildings here
Of Lloydsville's 236 counted buildings, 100% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Lloydsville compares
Lloydsville's 84th-percentile standing inside Ohio outpaces its 39th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Lloydsville ranks 19,328 for wildfire risk (1 is highest) and 23,605 by building count (1 is largest). Within Ohio alone, it ranks 200 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Lloydsville and the insurance market
Lloydsville's moderate wildfire rating (39th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Lloydsville's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Lloydsville's 19,328-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Lloydsville, see the exposure-zones guide.