WildfireRiskFinder

Lizton, IN

Lizton wildfire risk explained

Low
3rdpercentile nationally

Lizton's 326 buildings earn a 3rd-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)

USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lizton at the 3rd percentile, close to its 3rd-percentile risk score.

Where Lizton's buildings actually sit

326Total buildings
22.7%Direct exposure
0%Indirect exposure
77.3%Minimal exposure

Only 22.7% of Lizton's 326 buildings carry Direct exposure and 0% carry Indirect; the remaining 77.3% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.

How Lizton compares

Lizton's 20th-percentile standing inside Indiana outpaces its 3rd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Lizton ranks 30,605 for wildfire risk (1 is highest) and 20,918 by building count (1 is largest). Within Indiana alone, it ranks 767 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.

What this risk score means for insurance

At the 3rd national percentile, Lizton rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.

What would actually reduce this score

With 77.3% of buildings rated Minimal exposure, Lizton gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.

Where Lizton's figures come from

Lizton's 3rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Lizton's dominant minimal exposure actually means, with real examples from across the dataset.