Livonia, NY
How exposed is Livonia to wildfire?
USFS scores Livonia at the 8th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 652 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Livonia at the 8th percentile, close to its 8th-percentile risk score.
What "at risk" means for the buildings here
57.1% of Livonia's 652 buildings sit in USFS's Direct exposure zone, roughly 372 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 42.9% are Minimal.
How Livonia compares
Livonia's risk sits at a similar level relative to New York (18th percentile statewide) as it does nationally (8th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Livonia ranks 28,942 for wildfire risk (1 is highest) and 15,179 by building count (1 is largest). Within New York alone, it ranks 1,059 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
At the 8th national percentile, Livonia rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Livonia
Livonia's 57.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Livonia's figures come from
The methodology guide shows exactly how USFS turned 652 counted buildings into the percentiles shown above for Livonia. The exposure-zones guide covers what Livonia's dominant direct exposure actually means, with real examples from across the dataset.