Livonia, MO
How exposed is Livonia to wildfire?
Out of every US place USFS scores, Livonia lands at the 68th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 97 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Livonia at the 71st national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
55.7% of Livonia's 97 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 44.3% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Livonia compares
Livonia's risk sits at a similar level relative to Missouri (78th percentile statewide) as it does nationally (68th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Livonia ranks 10,086 for wildfire risk (1 is highest) and 29,182 by building count (1 is largest). Within Missouri alone, it ranks 240 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Livonia
Livonia's high rating (68th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Livonia (55.7% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Livonia's figures come from
Every one of the two percentiles behind Livonia's 10,086-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Livonia's dominant indirect exposure actually means, with real examples from across the dataset.