Livonia, IN
Livonia, IN's wildfire risk, in USFS's own numbers
Livonia's 113 buildings earn a 11th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Livonia at the 12th percentile, close to its 11th-percentile risk score.
Where Livonia's buildings actually sit
52.2% of Livonia's 113 buildings sit in USFS's Direct exposure zone, roughly 59 structures close enough to burnable vegetation for flame contact, not just embers — 47.8% fall in the Indirect, ember-only zone and 0% are Minimal.
Livonia against the rest of the country
Within Indiana, Livonia ranks higher (59th percentile) than it does nationally (11th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Livonia ranks 27,980 for wildfire risk (1 is highest) and 28,497 by building count (1 is largest). Within Indiana alone, it ranks 393 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
Livonia's low rating (11th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Livonia
Livonia's 52.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Livonia's figures come from
Every one of the two percentiles behind Livonia's 27,980-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Livonia's dominant direct exposure actually means, with real examples from across the dataset.