Livingston, TN
Livingston, TN's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Livingston lands at the 52nd percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 2,520 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Livingston at the 55th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Indirect exposure is dominant in Livingston (54.5% of 2,520 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 45.5% sit in the Direct zone.
Where Livingston ranks
There's little gap between Livingston's 52nd national percentile and its 46th percentile inside Tennessee, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Livingston ranks 15,141 for wildfire risk (1 is highest) and 6,268 by building count (1 is largest). Within Tennessee alone, it ranks 274 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Livingston and the insurance market
Livingston's elevated rating (52nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Livingston
With ember exposure the dominant pattern in Livingston (54.5% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Livingston's figures come from
Livingston's 52nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Livingston's dominant indirect exposure actually means, with real examples from across the dataset.