Livingston, CA
How exposed is Livingston to wildfire?
Livingston sits at the 80th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 3,888 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Livingston at the 80th percentile, close to its 80th-percentile risk score.
What "at risk" means for the buildings here
Only 8.3% of Livingston's 3,888 buildings carry Direct exposure and 45.6% carry Indirect; the remaining 46.1% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Livingston against the rest of the country
Livingston's 80th national percentile looks worse in isolation than its 40th ranking inside California does — this place is on the milder end for its own state, by 40 points. Among the 31,521 US communities USFS scores, Livingston ranks 6,453 for wildfire risk (1 is highest) and 4,348 by building count (1 is largest). Within California alone, it ranks 947 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
What this risk score means for insurance
Livingston sits in California, one of two states that legally require a wildfire-risk disclosure at sale. California's FAIR Plan, the state's insurer of last resort, ended 2025 with 668,609 residential policies after adding 21,859 in Q4 alone — the kind of market shift a 80th-percentile score like Livingston's can end up mattering for. More on the disclosure law.
What would actually reduce this score
Even with 46.1% of Livingston outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Livingston's 80th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Livingston, see the exposure-zones guide.