Liverpool, PA
Liverpool wildfire risk explained
Liverpool sits at the 42nd percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 394 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Liverpool at the 41st national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Liverpool's building exposure, zone by zone
Most of Liverpool's buildings (75.6%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where Liverpool ranks
Liverpool's 68th-percentile standing inside Pennsylvania outpaces its 42nd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Liverpool ranks 18,165 for wildfire risk (1 is highest) and 19,337 by building count (1 is largest). Within Pennsylvania alone, it ranks 641 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Liverpool and the insurance market
Liverpool's elevated rating (42nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Liverpool's 75.6% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Liverpool's 18,165-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Liverpool, see the exposure-zones guide.