Liverpool, IL
Liverpool, IL's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Liverpool at the 11th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 107 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Liverpool's burn probability — fire likelihood with no building count factored in — sits at the 10th percentile nationally.
What "at risk" means for the buildings here
Indirect exposure is dominant in Liverpool (94.4% of 107 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 5.6% sit in the Direct zone.
How Liverpool compares
Liverpool's 45th-percentile standing inside Illinois outpaces its 11th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Liverpool ranks 28,007 for wildfire risk (1 is highest) and 28,726 by building count (1 is largest). Within Illinois alone, it ranks 792 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Liverpool
Liverpool's low rating (11th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Liverpool
With ember exposure the dominant pattern in Liverpool (94.4% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 107 counted buildings into the percentiles shown above for Liverpool. For more on what indirect exposure implies beyond Liverpool, see the exposure-zones guide.