Livermore, IA
Livermore wildfire risk explained
Livermore sits at the 11th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 330 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Livermore at the 10th percentile, close to its 11th-percentile risk score.
Where Livermore's buildings actually sit
Livermore rates 76.7% Minimal exposure against just 23.3% Direct and 0% Indirect — of 330 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Livermore against the rest of the country
Livermore's risk sits at a similar level relative to Iowa (20th percentile statewide) as it does nationally (11th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Livermore ranks 28,046 for wildfire risk (1 is highest) and 20,816 by building count (1 is largest). Within Iowa alone, it ranks 810 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Shopping for coverage in Livermore
Livermore's low wildfire rating (11th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Livermore
Livermore's 76.7% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 330 counted buildings into the percentiles shown above for Livermore. For more on what minimal exposure implies beyond Livermore, see the exposure-zones guide.