Livermore Falls, ME
How exposed is Livermore Falls to wildfire?
USFS's Wildfire Risk to Communities model puts Livermore Falls at the 7th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 735 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Livermore Falls's burn probability — fire likelihood with no building count factored in — sits at the 7th percentile nationally.
What "at risk" means for the buildings here
78.4% of Livermore Falls's 735 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 21.6% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Livermore Falls against the rest of the country
Livermore Falls's risk sits at a similar level relative to Maine (12th percentile statewide) as it does nationally (7th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Livermore Falls ranks 29,282 for wildfire risk (1 is highest) and 14,272 by building count (1 is largest). Within Maine alone, it ranks 139 of 155 places by risk. See the full county-by-county picture for Maine on its state page.
What this risk score means for insurance
Livermore Falls's low wildfire rating (7th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Livermore Falls
Because 78.4% of Livermore Falls's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Livermore Falls's 7th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Livermore Falls, see the exposure-zones guide.