Little Valley, NY
Little Valley wildfire risk explained
Little Valley's 611 buildings earn a 15th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Little Valley at the 15th percentile, close to its 15th-percentile risk score.
Where Little Valley's buildings actually sit
53% of Little Valley's 611 buildings sit in USFS's Direct exposure zone, roughly 324 structures close enough to burnable vegetation for flame contact, not just embers — 47% fall in the Indirect, ember-only zone and 0% are Minimal.
Little Valley against the rest of the country
Little Valley's 35th-percentile standing inside New York outpaces its 15th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Little Valley ranks 26,825 for wildfire risk (1 is highest) and 15,683 by building count (1 is largest). Within New York alone, it ranks 835 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Little Valley's low wildfire rating (15th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Little Valley's 53% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Little Valley's 15th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Little Valley, see the exposure-zones guide.