Little Valley, CA
Little Valley wildfire risk explained
USFS scores Little Valley at the 99th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 76 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Little Valley at the 99th percentile, close to its 99th-percentile risk score.
What "at risk" means for the buildings here
76 buildings are counted in Little Valley, and 100% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Little Valley ranks
Little Valley's risk sits at a similar level relative to California (89th percentile statewide) as it does nationally (99th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Little Valley ranks 340 for wildfire risk (1 is highest) and 30,040 by building count (1 is largest). Within California alone, it ranks 169 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
What this risk score means for insurance
Because Little Valley is in California, a wildfire-hazard disclosure is legally required before a sale closes here — unusual nationally, since only these two states mandate it. The state's FAIR Plan alone carried 668,609 policies by the end of 2025. Full detail in the disclosure-law guide.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Little Valley (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 76 counted buildings into the percentiles shown above for Little Valley. For more on what direct exposure implies beyond Little Valley, see the exposure-zones guide.