Little Rock, AR
How exposed is Little Rock to wildfire?
Little Rock's 84,379 buildings earn a 57th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Little Rock at the 60th percentile, close to its 57th-percentile risk score.
Little Rock's building exposure, zone by zone
USFS classifies 43.5% of Little Rock's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 18.5% Direct and 38% Indirect — a landscape-level risk rather than a building-by-building one. At 84,379 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Little Rock compares
Little Rock ranks lower within Arkansas (38th percentile statewide) than its 57th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Little Rock ranks 13,384 for wildfire risk (1 is highest) and 88 by building count (1 is largest). Within Arkansas alone, it ranks 381 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
What this risk score means for insurance
Little Rock's elevated wildfire rating (57th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 43.5% of Little Rock outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 84,379 counted buildings into the percentiles shown above for Little Rock. For more on what minimal exposure implies beyond Little Rock, see the exposure-zones guide.