Little River-Academy, TX
Little River-Academy wildfire risk explained
USFS scores Little River-Academy at the 64th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 994 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Little River-Academy at the 64th percentile, close to its 64th-percentile risk score.
Where Little River-Academy's buildings actually sit
994 buildings are counted in Little River-Academy, and 50% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Little River-Academy against the rest of the country
Little River-Academy's 64th national percentile looks worse in isolation than its 20th ranking inside Texas does — this place is on the milder end for its own state, by 44 points. Among the 31,521 US communities USFS scores, Little River-Academy ranks 11,260 for wildfire risk (1 is highest) and 11,985 by building count (1 is largest). Within Texas alone, it ranks 1,434 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Little River-Academy
Little River-Academy's high rating (64th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 50% of Little River-Academy in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Little River-Academy's figures come from
The methodology guide shows exactly how USFS turned 994 counted buildings into the percentiles shown above for Little River-Academy. The exposure-zones guide covers what Little River-Academy's dominant direct exposure actually means, with real examples from across the dataset.