Little Ponderosa, OK
Little Ponderosa, OK's wildfire risk, in USFS's own numbers
USFS scores Little Ponderosa at the 82nd national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 278 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Little Ponderosa at the 82nd percentile, close to its 82nd-percentile risk score.
Where Little Ponderosa's buildings actually sit
Direct exposure dominates in Little Ponderosa: 88.5% of its 278 buildings, versus 0% Indirect and 11.5% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Little Ponderosa compares
Little Ponderosa ranks lower within Oklahoma (26th percentile statewide) than its 82nd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Little Ponderosa ranks 5,558 for wildfire risk (1 is highest) and 22,278 by building count (1 is largest). Within Oklahoma alone, it ranks 615 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
Little Ponderosa's 82nd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Little Ponderosa
Because Direct exposure dominates in Little Ponderosa (88.5%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Little Ponderosa's 82nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Little Ponderosa, see the exposure-zones guide.