Litchfield, MN
How exposed is Litchfield to wildfire?
USFS scores Litchfield at the 41st national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 3,338 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Litchfield at the 34th national percentile — 7 points below its risk-to-structures score, a gap driven by how much is actually built there.
Litchfield's building exposure, zone by zone
Most of Litchfield's buildings (95% of 3,338) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Litchfield compares
Litchfield's risk sits at a similar level relative to Minnesota (55th percentile statewide) as it does nationally (41st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Litchfield ranks 18,747 for wildfire risk (1 is highest) and 4,995 by building count (1 is largest). Within Minnesota alone, it ranks 411 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Shopping for coverage in Litchfield
Litchfield's elevated rating (41st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Litchfield's 95% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Litchfield's figures come from
Every one of the two percentiles behind Litchfield's 18,747-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Litchfield's dominant minimal exposure actually means, with real examples from across the dataset.