Litchfield, CA
Litchfield wildfire risk explained
Litchfield's 214 buildings earn a 98th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Litchfield at the 99th percentile, close to its 98th-percentile risk score.
Litchfield's building exposure, zone by zone
214 buildings are counted in Litchfield, and 85.5% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Litchfield against the rest of the country
Litchfield scores 98th nationally and 85th within California — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Litchfield ranks 560 for wildfire risk (1 is highest) and 24,323 by building count (1 is largest). Within California alone, it ranks 241 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Litchfield and the insurance market
Litchfield sits in California, one of two states that legally require a wildfire-risk disclosure at sale. California's FAIR Plan, the state's insurer of last resort, ended 2025 with 668,609 residential policies after adding 21,859 in Q4 alone — the kind of market shift a 98th-percentile score like Litchfield's can end up mattering for. More on the disclosure law.
Hardening a home in Litchfield
Because Direct exposure dominates in Litchfield (85.5%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Litchfield's 560-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Litchfield, see the exposure-zones guide.