Lisbon, ND
How exposed is Lisbon to wildfire?
Out of every US place USFS scores, Lisbon lands at the 74th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 1,329 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lisbon's burn probability — fire likelihood with no building count factored in — sits at the 66th percentile nationally.
What "at risk" means for the buildings here
1,329 buildings are counted in Lisbon, and 75.5% of them are Indirect exposure — ember-driven risk rather than the 21.8% in Direct exposure or the 2.8% rated Minimal.
How Lisbon compares
Within North Dakota, Lisbon ranks higher (91st percentile) than it does nationally (74th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Lisbon ranks 8,297 for wildfire risk (1 is highest) and 9,940 by building count (1 is largest). Within North Dakota alone, it ranks 38 of 402 places by risk. See the full county-by-county picture for North Dakota on its state page.
What this risk score means for insurance
At the 74th percentile nationally, Lisbon carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Lisbon (75.5% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Lisbon's figures come from
Lisbon's 74th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Lisbon's dominant indirect exposure actually means, with real examples from across the dataset.