Lisbon, IL
Lisbon, IL's wildfire risk, in USFS's own numbers
Lisbon sits at the 1st percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 230 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lisbon's burn probability — fire likelihood with no building count factored in — sits at the 1st percentile nationally.
Where Lisbon's buildings actually sit
78.7% of Lisbon's 230 buildings sit in USFS's Minimal exposure zone, with only 21.3% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Lisbon against the rest of the country
Lisbon scores 1st nationally and 7th within Illinois — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Lisbon ranks 31,324 for wildfire risk (1 is highest) and 23,787 by building count (1 is largest). Within Illinois alone, it ranks 1,354 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Lisbon and the insurance market
Lisbon's low wildfire rating (1st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Lisbon's 78.7% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 230 counted buildings into the percentiles shown above for Lisbon. For more on what minimal exposure implies beyond Lisbon, see the exposure-zones guide.