Lisbon, IA
Lisbon wildfire risk explained
Lisbon's 1,053 buildings earn a 42nd-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lisbon's burn probability — fire likelihood with no building count factored in — sits at the 43rd percentile nationally.
What "at risk" means for the buildings here
USFS classifies 77.8% of Lisbon's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 22.2% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Lisbon ranks
Compare Lisbon's two percentiles: 58th within Iowa, only 42nd nationally — a gap of 16 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Lisbon ranks 18,335 for wildfire risk (1 is highest) and 11,577 by building count (1 is largest). Within Iowa alone, it ranks 434 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Shopping for coverage in Lisbon
Lisbon's elevated wildfire rating (42nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Lisbon's 77.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Lisbon's figures come from
Lisbon's 42nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Lisbon's dominant minimal exposure actually means, with real examples from across the dataset.