Lisbon, FL
Lisbon, FL's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Lisbon at the 87th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 253 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lisbon at the 88th percentile, close to its 87th-percentile risk score.
Where Lisbon's buildings actually sit
66.8% of Lisbon's 253 buildings sit in USFS's Direct exposure zone, roughly 169 structures close enough to burnable vegetation for flame contact, not just embers — 33.2% fall in the Indirect, ember-only zone and 0% are Minimal.
Lisbon against the rest of the country
Inside Florida, Lisbon sits at just the 72nd percentile even though it scores 87th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Lisbon ranks 4,061 for wildfire risk (1 is highest) and 23,038 by building count (1 is largest). Within Florida alone, it ranks 270 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
At the 87th percentile nationally, Lisbon carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
With 66.8% of Lisbon in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Lisbon's figures come from
Lisbon's 87th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Lisbon's dominant direct exposure actually means, with real examples from across the dataset.