Lisbon Falls, ME
Lisbon Falls, ME's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Lisbon Falls at the 9th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 2,002 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lisbon Falls's burn probability — fire likelihood with no building count factored in — sits at the 9th percentile nationally.
Where Lisbon Falls's buildings actually sit
USFS puts 64.5% of Lisbon Falls's 2,002 buildings in the Indirect exposure zone, versus 35.5% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Lisbon Falls against the rest of the country
Within Maine, Lisbon Falls ranks higher (44th percentile) than it does nationally (9th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Lisbon Falls ranks 28,588 for wildfire risk (1 is highest) and 7,471 by building count (1 is largest). Within Maine alone, it ranks 86 of 155 places by risk. See the full county-by-county picture for Maine on its state page.
Lisbon Falls and the insurance market
Lisbon Falls's low wildfire rating (9th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With ember exposure the dominant pattern in Lisbon Falls (64.5% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Lisbon Falls's figures come from
Lisbon Falls's 9th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Lisbon Falls's dominant indirect exposure actually means, with real examples from across the dataset.