Lipscomb, TX
Lipscomb, TX's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Lipscomb lands at the 99th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 113 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lipscomb at the 100th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Lipscomb's buildings actually sit
USFS classifies 71.7% of Lipscomb's buildings as Direct exposure, higher than its 28.3% Indirect share and far above its 0% Minimal share — a profile where 81 structures sit close enough to vegetation that lot clearing matters most.
How Lipscomb compares
There's little gap between Lipscomb's 99th national percentile and its 99th percentile inside Texas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Lipscomb ranks 330 for wildfire risk (1 is highest) and 28,524 by building count (1 is largest). Within Texas alone, it ranks 13 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Lipscomb and the insurance market
Lipscomb's 99th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Lipscomb's 71.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 113 counted buildings into the percentiles shown above for Lipscomb. For more on what direct exposure implies beyond Lipscomb, see the exposure-zones guide.