Lipan, TX
How exposed is Lipan to wildfire?
Lipan's 384 buildings earn a 95th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lipan's burn probability — fire likelihood with no building count factored in — sits at the 95th percentile nationally.
Lipan's building exposure, zone by zone
Direct exposure dominates in Lipan: 65.4% of its 384 buildings, versus 34.6% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Lipan compares
Lipan's risk sits at a similar level relative to Texas (96th percentile statewide) as it does nationally (95th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Lipan ranks 1,494 for wildfire risk (1 is highest) and 19,552 by building count (1 is largest). Within Texas alone, it ranks 81 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Lipan
Lipan's 95th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With 65.4% of Lipan in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Lipan's figures come from
Lipan's 95th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Lipan's dominant direct exposure actually means, with real examples from across the dataset.