Linwood, NE
How exposed is Linwood to wildfire?
Linwood sits at the 73rd percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 101 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Linwood at the 65th national percentile — 9 points below its risk-to-structures score, a gap driven by how much is actually built there.
Linwood's building exposure, zone by zone
Indirect exposure is dominant in Linwood (75.3% of 101 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 24.8% sit in the Direct zone.
How Linwood compares
Linwood's risk sits at a similar level relative to Nebraska (74th percentile statewide) as it does nationally (73rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Linwood ranks 8,416 for wildfire risk (1 is highest) and 29,003 by building count (1 is largest). Within Nebraska alone, it ranks 150 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
Linwood and the insurance market
Linwood's high rating (73rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because 75.3% of Linwood's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Linwood's figures come from
Every one of the two percentiles behind Linwood's 8,416-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Linwood's dominant indirect exposure actually means, with real examples from across the dataset.