Linneus, MO
How exposed is Linneus to wildfire?
Linneus's 280 buildings earn a 65th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Linneus at the 66th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Linneus's building exposure, zone by zone
USFS classifies 52.5% of Linneus's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 47.5% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Linneus against the rest of the country
Linneus's risk sits at a similar level relative to Missouri (68th percentile statewide) as it does nationally (65th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Linneus ranks 11,095 for wildfire risk (1 is highest) and 22,192 by building count (1 is largest). Within Missouri alone, it ranks 337 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
At the 65th percentile nationally, Linneus carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
With 52.5% of buildings rated Minimal exposure, Linneus gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Linneus's figures come from
Linneus's 65th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Linneus's dominant minimal exposure actually means, with real examples from across the dataset.