Linn, TX
Linn, TX's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Linn lands at the 90th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 729 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Linn at the 91st percentile, close to its 90th-percentile risk score.
Linn's building exposure, zone by zone
Direct exposure dominates in Linn: 88.3% of its 729 buildings, versus 11.7% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Linn compares
There's little gap between Linn's 90th national percentile and its 84th percentile inside Texas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Linn ranks 3,160 for wildfire risk (1 is highest) and 14,358 by building count (1 is largest). Within Texas alone, it ranks 291 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Linn and the insurance market
Linn's very high rating (90th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Linn's 88.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Linn's 3,160-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Linn, see the exposure-zones guide.