Linn, MO
How exposed is Linn to wildfire?
USFS scores Linn at the 60th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 703 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Linn at the 62nd percentile, close to its 60th-percentile risk score.
Where Linn's buildings actually sit
Indirect exposure is dominant in Linn (70.6% of 703 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 29.5% sit in the Direct zone.
Linn against the rest of the country
There's little gap between Linn's 60th national percentile and its 55th percentile inside Missouri, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Linn ranks 12,633 for wildfire risk (1 is highest) and 14,622 by building count (1 is largest). Within Missouri alone, it ranks 475 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
Linn's elevated wildfire rating (60th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Linn
With ember exposure the dominant pattern in Linn (70.6% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Linn's figures come from
Every one of the two percentiles behind Linn's 12,633-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Linn's dominant indirect exposure actually means, with real examples from across the dataset.