Lineville, AL
How exposed is Lineville to wildfire?
USFS scores Lineville at the 90th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 1,455 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lineville at the 93rd national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
87.2% of Lineville's 1,455 buildings sit in USFS's Direct exposure zone, roughly 1,269 structures close enough to burnable vegetation for flame contact, not just embers — 12.8% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Lineville ranks
Lineville's risk sits at a similar level relative to Alabama (98th percentile statewide) as it does nationally (90th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Lineville ranks 3,202 for wildfire risk (1 is highest) and 9,371 by building count (1 is largest). Within Alabama alone, it ranks 14 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
What this risk score means for insurance
At the 90th percentile nationally, Lineville carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Because Direct exposure dominates in Lineville (87.2%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,455 counted buildings into the percentiles shown above for Lineville. For more on what direct exposure implies beyond Lineville, see the exposure-zones guide.