Lindsey, OH
Lindsey wildfire risk explained
USFS's Wildfire Risk to Communities model puts Lindsey at the 1st national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 375 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lindsey at the 1st percentile, close to its 1st-percentile risk score.
Where Lindsey's buildings actually sit
Most of Lindsey's buildings (88.3% of 375) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Lindsey against the rest of the country
Lindsey scores 1st nationally and 4th within Ohio — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Lindsey ranks 31,316 for wildfire risk (1 is highest) and 19,768 by building count (1 is largest). Within Ohio alone, it ranks 1,219 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
At the 1st national percentile, Lindsey rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Even with 88.3% of Lindsey outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 375 counted buildings into the percentiles shown above for Lindsey. For more on what minimal exposure implies beyond Lindsey, see the exposure-zones guide.