Lindsay, NE
Lindsay wildfire risk explained
Lindsay sits at the 31st percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 243 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lindsay's burn probability — fire likelihood with no building count factored in — sits at the 22nd percentile nationally.
What "at risk" means for the buildings here
USFS classifies 95.1% of Lindsay's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 4.9% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Lindsay ranks
Lindsay's risk sits at a similar level relative to Nebraska (16th percentile statewide) as it does nationally (31st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Lindsay ranks 21,775 for wildfire risk (1 is highest) and 23,369 by building count (1 is largest). Within Nebraska alone, it ranks 490 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
Shopping for coverage in Lindsay
Lindsay's moderate wildfire rating (31st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Lindsay
Lindsay's 95.1% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 243 counted buildings into the percentiles shown above for Lindsay. For more on what minimal exposure implies beyond Lindsay, see the exposure-zones guide.