Lindsay, MT
How exposed is Lindsay to wildfire?
Lindsay's 40 buildings earn a 57th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lindsay at the 54th percentile, close to its 57th-percentile risk score.
Where Lindsay's buildings actually sit
Most of Lindsay's buildings (82.5%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
How Lindsay compares
Inside Montana, Lindsay sits at just the 20th percentile even though it scores 57th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Lindsay ranks 13,678 for wildfire risk (1 is highest) and 31,173 by building count (1 is largest). Within Montana alone, it ranks 379 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
Lindsay and the insurance market
Lindsay's elevated rating (57th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because 82.5% of Lindsay's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Lindsay's 13,678-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Lindsay, see the exposure-zones guide.