Lindsay (Cooke), TX
Lindsay (Cooke), TX's wildfire risk, in USFS's own numbers
Lindsay (Cooke) sits at the 84th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 622 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lindsay (Cooke)'s burn probability — fire likelihood with no building count factored in — sits at the 84th percentile nationally.
What "at risk" means for the buildings here
Indirect exposure is dominant in Lindsay (Cooke) (61.4% of 622 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 38.6% sit in the Direct zone.
Where Lindsay (Cooke) ranks
There's little gap between Lindsay (Cooke)'s 84th national percentile and its 72nd percentile inside Texas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Lindsay (Cooke) ranks 4,928 for wildfire risk (1 is highest) and 15,535 by building count (1 is largest). Within Texas alone, it ranks 499 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Lindsay (Cooke) and the insurance market
Lindsay (Cooke)'s very high rating (84th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Lindsay (Cooke)
With ember exposure the dominant pattern in Lindsay (Cooke) (61.4% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Lindsay (Cooke)'s 4,928-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Lindsay (Cooke), see the exposure-zones guide.