Lindisfarne, MT
Lindisfarne, MT's wildfire risk, in USFS's own numbers
Lindisfarne's 523 buildings earn a 87th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lindisfarne's burn probability — fire likelihood with no building count factored in — sits at the 86th percentile nationally.
Where Lindisfarne's buildings actually sit
523 buildings are counted in Lindisfarne, and 93.9% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 5.9% rated Minimal.
Where Lindisfarne ranks
Inside Montana, Lindisfarne sits at just the 69th percentile even though it scores 87th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Lindisfarne ranks 3,968 for wildfire risk (1 is highest) and 16,985 by building count (1 is largest). Within Montana alone, it ranks 147 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
What this risk score means for insurance
Lindisfarne's 87th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With 93.9% of Lindisfarne in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Lindisfarne's 3,968-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Lindisfarne, see the exposure-zones guide.