Lindale, TX
Lindale wildfire risk explained
Out of every US place USFS scores, Lindale lands at the 70th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 2,584 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lindale's burn probability — fire likelihood with no building count factored in — sits at the 71st percentile nationally.
What "at risk" means for the buildings here
Indirect exposure is dominant in Lindale (64.7% of 2,584 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 20.7% sit in the Direct zone.
How Lindale compares
Inside Texas, Lindale sits at just the 32nd percentile even though it scores 70th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Lindale ranks 9,372 for wildfire risk (1 is highest) and 6,130 by building count (1 is largest). Within Texas alone, it ranks 1,228 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
At the 70th percentile nationally, Lindale carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because 64.7% of Lindale's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Lindale's 9,372-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Lindale, see the exposure-zones guide.