Lincroft, NJ
Lincroft, NJ's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Lincroft at the 67th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 2,391 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lincroft's burn probability — fire likelihood with no building count factored in — sits at the 68th percentile nationally.
Lincroft's building exposure, zone by zone
2,391 buildings are counted in Lincroft, and 61.7% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 34.1% rated Minimal.
Where Lincroft ranks
Lincroft's risk sits at a similar level relative to New Jersey (78th percentile statewide) as it does nationally (67th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Lincroft ranks 10,281 for wildfire risk (1 is highest) and 6,528 by building count (1 is largest). Within New Jersey alone, it ranks 159 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Shopping for coverage in Lincroft
At the 67th percentile nationally, Lincroft carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Lincroft
Because Direct exposure dominates in Lincroft (61.7%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 2,391 counted buildings into the percentiles shown above for Lincroft. For more on what direct exposure implies beyond Lincroft, see the exposure-zones guide.