Lincolnwood, IL
Lincolnwood wildfire risk explained
Lincolnwood's 4,673 buildings earn a 25th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lincolnwood at the 31st percentile, close to its 25th-percentile risk score.
Where Lincolnwood's buildings actually sit
Only 0.1% of Lincolnwood's 4,673 buildings carry Direct exposure and 0% carry Indirect; the remaining 99.9% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Lincolnwood ranks
Lincolnwood's 72nd-percentile standing inside Illinois outpaces its 25th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Lincolnwood ranks 23,505 for wildfire risk (1 is highest) and 3,638 by building count (1 is largest). Within Illinois alone, it ranks 408 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Lincolnwood and the insurance market
Lincolnwood's moderate wildfire rating (25th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 99.9% of Lincolnwood outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Lincolnwood's 23,505-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Lincolnwood, see the exposure-zones guide.