Lincolnton, NC
Lincolnton, NC's wildfire risk, in USFS's own numbers
Lincolnton's 5,006 buildings earn a 53rd-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lincolnton at the 57th national percentile — 4 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS puts 47.1% of Lincolnton's 5,006 buildings in the Indirect exposure zone, versus 17.4% Direct and 35.5% Minimal — a place where the fire doesn't need to reach the structure directly for embers to. At 5,006 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Lincolnton against the rest of the country
Lincolnton's risk sits at a similar level relative to North Carolina (47th percentile statewide) as it does nationally (53rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Lincolnton ranks 14,726 for wildfire risk (1 is highest) and 3,429 by building count (1 is largest). Within North Carolina alone, it ranks 410 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
Shopping for coverage in Lincolnton
At the 53rd national percentile, Lincolnton rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Because 47.1% of Lincolnton's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Lincolnton's 53rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Lincolnton, see the exposure-zones guide.