Lincolnton, GA
Lincolnton wildfire risk explained
USFS scores Lincolnton at the 71st national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 995 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lincolnton at the 74th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Of Lincolnton's 995 counted buildings, 65.7% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Lincolnton ranks
Lincolnton's risk sits at a similar level relative to Georgia (68th percentile statewide) as it does nationally (71st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Lincolnton ranks 9,110 for wildfire risk (1 is highest) and 11,969 by building count (1 is largest). Within Georgia alone, it ranks 212 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
What this risk score means for insurance
At the 71st percentile nationally, Lincolnton carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Lincolnton
With 65.7% of Lincolnton in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 995 counted buildings into the percentiles shown above for Lincolnton. For more on what direct exposure implies beyond Lincolnton, see the exposure-zones guide.