Lincolndale, NY
Lincolndale wildfire risk explained
Out of every US place USFS scores, Lincolndale lands at the 34th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 546 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lincolndale at the 33rd national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
546 buildings are counted in Lincolndale, and 59.7% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0.2% rated Minimal.
Lincolndale against the rest of the country
Compare Lincolndale's two percentiles: 72nd within New York, only 34th nationally — a gap of 39 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Lincolndale ranks 20,928 for wildfire risk (1 is highest) and 16,622 by building count (1 is largest). Within New York alone, it ranks 357 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Lincolndale's moderate rating (34th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Because Direct exposure dominates in Lincolndale (59.7%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Lincolndale's figures come from
Every one of the two percentiles behind Lincolndale's 20,928-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Lincolndale's dominant direct exposure actually means, with real examples from across the dataset.