Lincoln, NH
How exposed is Lincoln to wildfire?
Lincoln sits at the 9th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 635 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lincoln at the 9th percentile, close to its 9th-percentile risk score.
Where Lincoln's buildings actually sit
USFS puts 81.3% of Lincoln's 635 buildings in the Indirect exposure zone, versus 18.7% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Lincoln compares
There's little gap between Lincoln's 9th national percentile and its 5th percentile inside New Hampshire, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Lincoln ranks 28,595 for wildfire risk (1 is highest) and 15,404 by building count (1 is largest). Within New Hampshire alone, it ranks 95 of 100 places by risk. See the full county-by-county picture for New Hampshire on its state page.
What this risk score means for insurance
Lincoln's low rating (9th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Lincoln
Because 81.3% of Lincoln's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Lincoln's 9th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Lincoln, see the exposure-zones guide.