Lincoln, MO
Lincoln wildfire risk explained
USFS scores Lincoln at the 79th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 678 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lincoln's burn probability — fire likelihood with no building count factored in — sits at the 81st percentile nationally.
Where Lincoln's buildings actually sit
Most of Lincoln's buildings (76.4%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Lincoln against the rest of the country
Compare Lincoln's two percentiles: 96th within Missouri, only 79th nationally — a gap of 16 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Lincoln ranks 6,591 for wildfire risk (1 is highest) and 14,883 by building count (1 is largest). Within Missouri alone, it ranks 48 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Lincoln
At the 79th percentile nationally, Lincoln carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Lincoln
Lincoln's 76.4% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Lincoln's figures come from
Every one of the two percentiles behind Lincoln's 6,591-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Lincoln's dominant indirect exposure actually means, with real examples from across the dataset.