Lincoln, MI
Lincoln, MI's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Lincoln lands at the 35th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 359 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lincoln's burn probability — fire likelihood with no building count factored in — sits at the 36th percentile nationally.
Lincoln's building exposure, zone by zone
74.9% of Lincoln's 359 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 24% Direct and 1.1% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Lincoln against the rest of the country
Within Michigan, Lincoln ranks higher (87th percentile) than it does nationally (35th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Lincoln ranks 20,352 for wildfire risk (1 is highest) and 20,086 by building count (1 is largest). Within Michigan alone, it ranks 98 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Shopping for coverage in Lincoln
Lincoln's moderate rating (35th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Lincoln (74.9% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Lincoln's 20,352-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Lincoln, see the exposure-zones guide.