Lincoln, ME
How exposed is Lincoln to wildfire?
Lincoln sits at the 10th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 1,722 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lincoln at the 10th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Indirect exposure is dominant in Lincoln (57.5% of 1,722 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 41.9% sit in the Direct zone.
Lincoln against the rest of the country
Compare Lincoln's two percentiles: 49th within Maine, only 10th nationally — a gap of 39 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Lincoln ranks 28,369 for wildfire risk (1 is highest) and 8,332 by building count (1 is largest). Within Maine alone, it ranks 78 of 155 places by risk. See the full county-by-county picture for Maine on its state page.
Shopping for coverage in Lincoln
Lincoln's low rating (10th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Lincoln's 57.5% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Lincoln's figures come from
Lincoln's 10th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Lincoln's dominant indirect exposure actually means, with real examples from across the dataset.