Lincoln, IN
How exposed is Lincoln to wildfire?
Out of every US place USFS scores, Lincoln lands at the 1st percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 69 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lincoln's burn probability — fire likelihood with no building count factored in — sits at the 1st percentile nationally.
Lincoln's building exposure, zone by zone
Most of Lincoln's buildings (66.7% of 69) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Lincoln ranks
Lincoln's risk sits at a similar level relative to Indiana (10th percentile statewide) as it does nationally (1st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Lincoln ranks 31,076 for wildfire risk (1 is highest) and 30,302 by building count (1 is largest). Within Indiana alone, it ranks 868 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Lincoln and the insurance market
Lincoln's low rating (1st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 66.7% of buildings rated Minimal exposure, Lincoln gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Lincoln's 1st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Lincoln, see the exposure-zones guide.